“We see Oak Capital as a collaboration with our clients – we work together in a transparent environment with the mutual aim to build wealth in the best way possible for each individual, whilst also never forgetting the responsibility bestowed upon us as custodians for their money.”

Founder and Chief Executive Officer Stephen Mitchell is highly respected in the mortgage industry and is the face of Oak Capital. Since the inception of Oak in 2013, Stephen has been heavily responsible for the raising of Investor capital in the business, no easy feat for a new mortgage fund in a post GFC environment. His ability to build strong relationships with new Investors stems from the values of Oak and the way he deals with each and every investor – Transparency, Integrity and Security.

As Chief Executive, Stephen oversees the group operations from its Head Office in Melbourne, working closely with the Board to ensure the fund’s growth is controlled and the safeguards in place are monitored to ensure capital safety.

Stephen is no newcomer to the industry; he has been involved in the Australian Mortgage Lending Market since 2003 and was previously nominated as a Finalist for Top Non-Conforming Brokers in Australia. Stephens extensive experience and knowledge has helped him instil Oak Capital’s philosophy of investment and lending.

Since the inception of Oak back in 2013 till the end of 2020, alongside Oak Stephen was the Founder and Chief Executive Officer of Resicom (established in 2005). Resicom specialised in the Second Tier & Private Lending sector (with clients and loan types that are outside the standard banking criteria). With more than 2000 brokers across Australia serviced by Resicom’s near 20 staff, through its position on numerous national aggregation panels and as one of the country’s most successful Mortgage Management firms, it become a full subsidiary of Oak Capital in 2020 when Stephen acquired full control of the Group. Stephens knowledge of the market is second to none and holds him in good stead for his role in Oak.

Prior to founding Resicom, in 2003 Stephen worked as a Broker Sales Representative and Senior Underwriter with La Trobe Financial. He is a fully qualified Financial Planner – holding a Diploma of Financial Services (Financial Planning) (AAMC 2011), Diploma of Mortgage Lending (FINSIA 2007), Certificate IV in Financial Services/Mortgage Broking (TAFE NSW 2008) and is a long-standing member of the Mortgage & Finance Association of Australia. Stephen generally attends Harvard Business School in Boston annually and has so far completed ‘Changing the Game: Negotiation and Competitive Decision-Making’ and ‘Authentic Leader Development’.