“At Oak Capital we work closely with our investor clients in a transparent environment with the aim to provide attractive, risk adjusted returns to our investors helping them build their wealth and achieve their financial desires, all whilst never forgetting the responsibility bestowed upon us as custodians of their money.”
Founder and Chief Executive Officer Stephen Mitchell is highly respected in the mortgage industry and is the face of Oak Capital. Since the inception of Oak Capital back in 2013, Stephen has been heavily responsible for the raising of investor capital, no easy feat for a new mortgage fund in a post GFC environment. His ability to build strong relationships with new investors stems from his beliefs in the values of Oak Capital and in the way he deals with each and every investor, with Transparency, Integrity and Security. As Chief Executive, Stephen oversees the group operations from Oak Capital’s head office in Melbourne, working closely with the Board to ensure the fund’s growth is controlled and the safeguards in place are monitored to ensure appropriate risk management.
No newcomer to the industry, prior to founding Oak Capital Stephen had already been involved in the Australian mortgage market for over a decade, having been nominated for numerous industry awards, including as finalist for Top Non-Conforming Broker in Australia. Alongside his involvement with Oak Capital, Stephen was the Founder and Chief Executive Officer of Resicom, a specialist mortgage management firm which specialised in the second tier & private lending sector (with clients and loan types that are outside the standard banking criteria). Resicom dealt with more than 2,000 brokers across Australia and was positioned on numerous national aggregation panels. In October 2020, Resicom was acquired by Oak Capital, and now offers some of these lending products in addition to the Fund product options to its network of brokers Australia wide. In completing this acquisition, Oak Capital has become one of the most diversified Alternative Non-Bank Lenders in the market.
Stephen’s experience and knowledge of the market is second to none, helping him to excel in the industry and in his leadership at Oak Capital. He is a qualified Financial Planner – holding a Diploma of Financial Services (Financial Planning) (AAMC 2011), Diploma of Mortgage Lending (FINSIA 2007), Certificate IV in Financial Services/Mortgage Broking (TAFE NSW 2008),and has been a long-standing member of the Mortgage & Finance Association of Australia. He continually upskills and improves his education, regularly undertaking courses at Harvard Business School in Boston USA, including completing the Harvard Business School Certificate of Management Excellence (2022) which encompassed three courses, Changing the Game: Negotiation and Competitive Decision-Making course (2018), Authentic Leadership Development course (2019) and Strategy – Building & Sustaining Competitive Advantage (2022).