Founder and Chief Executive Officer Stephen Mitchell is highly respected in the mortgage industry and is the face of Oak Capital. Since the inception of Oak in 2013, Stephen has been heavily responsible for the raising of investor capital, no easy feat for a new mortgage fund in a post GFC environment. His ability to build strong relationships with new Investors stems from the values of Oak and the way he deals with each and every investor – Transparency, Integrity and Security. As Chief Executive, Stephen oversees the group operations from the Oak Head Office in Melbourne, working closely with the Board to ensure the fund’s growth is controlled and the safeguards in place are monitored to ensure appropriate risk management.

No newcomer to the industry; prior to founding Oak Capital Stephen had already been involved in the Australian mortgage market for over a decade, having been nominated for numerous industry awards, including as finalist for Top Non-Conforming Brokers in Australia. Alongside his involvement with Oak, Stephen was the Founder and Chief Executive Office of Resicom, a specialist mortgage management firm which specialised in the second tier & private lending sector (with clients and loan types that are outside the standard banking criteria), dealt with more than 2,000 brokers across Australia and was positioned on numerous national aggregation panels. In October 2020 Resicom was acquired by Oak, and now offers these lending products in addition to the Fund product options to its network of brokers Australia wide. In completing this acquisition, Oak has become one of the most diversified Alternative non-bank lenders in the market.

Stephen’s experience and knowledge of the market is second to none, helping him to excel in the industry and in his leadership at Oak. He is a fully qualified Financial Planner – holding a Diploma of Financial Services (Financial Planning) (AAMC 2011), Diploma of Mortgage Lending (FINSIA 2007), Certificate IV in Financial Services/Mortgage Broking (TAFE NSW 2008), and is a long-standing member of the Mortgage & Finance Association of Australia. He continually upskills and improves his education, regularly undertaking courses at Harvard Business School, including both their Changing the Game: Negotiation and Competitive Decision-Making course in 2018 and their Authentic Leadership Development course in 2019.