Help when you need it
Our simple and straightforward lending process gives you transparency
the whole way through the deal and lets us settle quickly
Typical Loan Process
Step 1.Get in Contact
Contact us to discuss your scenario, one of our team members
will contact you within hours to see if we can help.
Step 2. Quote
Receive an indicative offer outlining the loan cost estimate and interest rate.
This pricing will be honoured unless the scenario changes.
Step 3. Apply
Complete our application form, along with any
requested information so we can promptly assess your loan.
Step 4. Assessment
Once we have a fully completed application, your loan will be assessed by our experienced team. Generally, we will approve loans within 24 hours after receiving a satisfactory valuation report.
Step 5. Approval
Now we are in business! We’ve assessed the application, and a formal Letter of offer is issued. Once we receive a signed copy, we will instruct our panel lawyers to prepare mortgage documentation and move toward settlement.
Step 6. Mortgage Documents Issued
Our specialist lawyers will prepare and issue full mortgage documentation to the client’s legal representative. Once mortgage documents have been executed and returned, and all special conditions have been satisfied, our lawyers will confirm we are ready to settle.
Step 7. It’s Settlement Time
We will book settlement for the next available time with all relevant parties. Settlement occurs and funds are advanced. The loan process is now complete – quick and easy!
Need more info on lending options?
Talk to one of our expert lending team members today,
to find out how our lending options can help you.