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          Product Guide

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            Help when you need it

            Our simple and straightforward lending process gives you transparency
            the whole way through the deal and lets us settle quickly

            Typical Loan Process

            Step 1.Get in Contact

            Contact us to discuss your scenario, one of our team members
            will contact you within hours to see if we can help.

            Step 2. Quote

            Receive an indicative offer outlining the loan cost estimate and interest rate.
            This pricing will be honoured unless the scenario changes.

            Step 3. Apply

            Complete our application form, along with any
            requested information so we can promptly assess your loan.

            Step 4. Assessment

            Once we have a fully completed application, your loan will be assessed by our experienced team. Generally, we will approve loans within 24 hours after receiving a satisfactory valuation report.

            Step 5. Approval

            Now we are in business! We’ve assessed the application, and a formal Letter of offer is issued. Once we receive a signed copy, we will instruct our panel lawyers to prepare mortgage documentation and move toward settlement.

            Step 6. Mortgage Documents Issued

            Our specialist lawyers will prepare and issue full mortgage documentation to the client’s legal representative. Once mortgage documents have been executed and returned, and all special conditions have been satisfied, our lawyers will confirm we are ready to settle.

             Step 7. It’s Settlement Time

            We will book settlement for the next available time with all relevant parties. Settlement occurs and funds are advanced. The loan process is now complete – quick and easy!

            Need more info on lending options?

            Talk to one of our expert lending team members today,
            to find out how our lending options can help you.